Banking in dubai
Personal banking for investors with step-by-step support from Nimani.
open a bank account in dubai
Opening a local bank account is an essential part of investing in Dubai real estate. If you own property, having a UAE bank account gives you the financial tools to manage everything smoothly. It simplifies your personal and investment-related finances, from receiving rental income to paying local bills and holding funds in dirhams.
A local account helps you operate within the UAE’s financial system, meet certain legal requirements, and avoid the delays and costs of international banking.
Whether you’re spending a few months a year in Dubai or managing your property portfolio remotely, it’s a practical step.
At Nimani, we guide our clients through the full process — from choosing the right bank to preparing documents and making appointments. Our support makes opening your UAE bank account simple and fast.
Note: applying for a bank account in the UAE often requires an Emirates ID (Visa).
Why open a UAE bank account?
Having a local bank account isn’t just convenient. Whether investing in property or living in the UAE, a bank account gives you direct access to the country’s financial infrastructure and removes friction from everyday transactions.
Below are some of the key advantages of opening a bank account in the United Arab Emirates:
-
Receive rental income:
Collect rent from tenants directly in AED, without the need for international transfers or currency exchange. -
Pay local expenses:
Settle bills for utilities, service charges, and property management directly from your UAE account. -
Avoid extra fees:
Save on international transfer costs and reduce exposure to fluctuating exchange rates. -
Build financial profile:
Create a local banking history that supports future mortgage or credit applications in the UAE.
What do you need to open a bank account?
To open a personal bank account in Dubai, most banks require a set of documents to verify your identity, residency status, and investment background. These requirements may vary slightly depending on the bank.
- Passport: A valid passport is required
- Residence visa: Most banks require a valid UAE residence visa or proof that your visa is in progress.
- Emirates ID: A valid Emirates ID or an official application receipt if your ID is still being processed.
- Proof of Address: This can be a utility bill or tenancy contract from the UAE or your home country
- Local contact details: A UAE phone number is often required to complete registration
How Nimani can support you
Setting up a bank account in another country can be challenging, especially when dealing with paperwork, appointment systems, and unfamiliar procedures. That’s where we come in.
We start by helping you select a bank that fits your situation , whether you’re applying with a residence visa or still in the process. We make sure all the documents are complete and coordinate the appointment with the bank.
Throughout the process, we ensure everything is aligned with your property and visa plans.
Note: applying for a bank account in the UAE often requires an Emirates ID (Visa).
Why Invest in Dubai Real Estate?
Dubai is one of the fastest-growing real estate markets in the world and offers numerous advantages for investors:
- Economic Growth: Dubai's economy is growing rapidly and attracting global investors thanks to its strategic location, stable government, and extensive infrastructure.
- Tax Benefits: Dubai has no capital gains tax or income tax, which can significantly increase your return on investment.
- High Rental Income: Due to the high demand for properties, both for residents and tourists, rental income in Dubai can be very attractive.
- Tourist Attractor: With iconic landmarks and a booming tourism industry, there is a constant demand for rental properties, especially in popular areas.
Get in contact
Let us take care of everything
- One point of contact
- Personal intake based on your goals
- Complete guidance for visa and banking
- Trusted partners in interior, rental, financing & property management
REVIEWS
DON’T TAKE OUR WORD FOR IT
Thanks to Nimani, I feel confident about my investment
“I recently worked with Nimani Real Estate and I’m very satisfied with the experience. From the very first contact, they provided clear and honest information about investing in Dubai. Their team truly took the time to understand my situation and preferences. What stood out to me the most […] Thanks to Nimani, I feel confident about my investment in Dubai. I can highly recommend them to anyone looking for reliable guidance in real estate.”
Nicolaas Harinxma
Very happy with Nimani's help
"Very happy with Nimani's help! They guided me perfectly in finding my property in Dubai: truly involved, trustworthy, and attentive to what I was looking for. Thanks to them, I now have a beautiful place. Highly recommended!"
Hamza Marghich
Nothing but top-quality service
"Nimani Real Estate has provided me with nothing but top-quality service from start to finish.This was my first major investment, and since I lacked experience, I needed a lot of guidance. They supported me through every single step of the process, which gave me a great sense of peace and confidence.I would recommend Nimani to anyone who’s looking to invest in real estate in Dubai."
Jason Resnick
Simply the best partner
"Nimani is simply the best partner if you want to invest in Dubai real estate!They’re always the first to know about new project launches and truly guide you every step of the way, from your very first purchase all the way to doubling your portfolio years later. If you want your money to grow safely in Dubai, there’s only one choice for me: Nimani Real Estate 🤝"
Karel van Vliet
Thanks guys!
"The guys from Nimani helped us a lot in choosing a beautiful apartment.They are very helpful and knowledgeable.Thanks guys!"
Timo
Overall, a very positive experience
"We were exploring the idea of investing in Dubai but weren’t sure if it was right for us. I found Nimani on Instagram, and their informative videos already answered many of my questions. I booked a call with Nick, who took the time to guide me through the process and was easily reachable via WhatsApp. In Dubai, we visited a selection of developers together — everything was well-organized with a private driver and clear [...]
Serkan Ozil
Doing what they stand for
"Doing what they stand for. Listens and thinks with you and gives tailored advice. Sounds like a cliche but still very pleasant to experience it this way. Guidance is good and very helpful. Purchase of apartment went smoothly and easily. For the next purchase I will go to Nimani again."
Robert Hoogeveen
Felt well guided throughout the process
"Nimani Real Estate, thanks for the great help and guidance. Communication was clear and I felt well guided throughout the process. Definitely recommend for people looking to buy property in Dubai."
Joey Jacobs
What a great company
"What a great company with good, fast and clear communication. Guiding you up top through the process. Thanks for the great service."
Robin van Roosmalen
Very pleasant contact with Nick
"Very pleasant contact with Nick about the purchase of our apartment. Advised us well on what are currently the interesting projects to invest in. Based on our wants and needs, they came up with an interesting project in Ras al Khaimah, where they were able to reserve a nice apartment for us. Even at more favorable payment terms. Even after the purchase, we are in close contact, and they guide us well in all further steps."
Robin Jacobs
My experience with Nimani was in one word 'outstanding'
“I came in contact with Nimani Real Estate, specifically Nick de Kruijk, by chance when I was looking for a real estate investment in Dubai. I found Nimani on the internet, and after seeing the professional website and posts, I decided to contact them. The response was very quick and knowledgeable. From the first moment, I experienced the contact as very pleasant. Nick took extensive time to [...]
Arjan Lammers
Enjoyed doing business
"Enjoyed doing business. Accessible, approachable, pleasant communication, trying to think along with the customer. Only point for improvement: thinking about the customer's total picture. For example, important: how do you transfer the funds? I would have appreciated some explanation up front.At the end it all worked out well."
D. Debis
Great party to work with
"Nimani offers great guidance on buying property in Dubai. The information is complete and questions are answered quickly. A great party to work with."
Nora Schuerman
Super happy with Nimani Real Estate!
"Super happy with Nimani Real Estate!Clear information, super service and answers to all your questions. I also want to give credit to Nimani for the close communication they keep at all times.In short a great company you should definitely visit should you be interested in Dubai real estate."
Elaijah Ganesh
Highly recommended
"Clear information and fast, highly recommended"
R. Lam
Customized investment plan
"I was helped tremendously by Nimani Real Estate! Very nice people with detailed explanations that made everything clear immediately. Together we made a plan for my investments, completely customized. Truly a top service, highly recommended!"
Guido Kamst
A very good and professional experience
"I found Mark and Nick from Nimani on Instagram while searching for a real estate investment in Dubai. Within 24 hours, we had a conversation and soon arranged a meeting at my home. I was initially unsure if Dubai was the right choice for me and had many questions.Both of them answered my questions clearly and gave me confidence with their knowledge and transparency. Together, we selected properties, and I made a great investment with [...]
Stijn Koehler
Professionally guided
"Nimani Real Estate provided me with excellent assistance in my orientation for real estate in Dubai. From the first contact, I was guided professionally and received valuable insights into the real estate market. The team gave me a clear overview of the different projects, listened to my needs and gave personal advice.I appreciated their personal approach and 24/7 availability in particular. The process went very smoothly and I can highly recommend Nimani Real Estate to anyone looking to invest in Dubai!"
Maurits Heringa
A tour in Dubai itself
"Nimani has greatly assisted us with the purchase of our first apartments in Dubai. Thanks to their experience and expertise, we have gained a lot of knowledge about buying apartments in Dubai. The guidance from start to finish went very smoothly. They not only showed us the projects through images but also gave us a tour in Dubai itself. They are available anytime to answer any questions."
Mano Cheung
Very well assisted by Nick
"So far very well assisted by Nick, is on top of everything, good contact, keeps you well informed of what is going on and am very happy that I have chosen Nimani Real Estate. Highly recommended if you want to invest in real estate in Dubai."
Boja Salarbux
Beautiful property bought in Dubai
"With the help of the folks at Nimani Real Estate, I bought a beautiful property in Dubai. Nimani informed me before the launch of the project and explained how everything works and is put together. Also, they explained the blueprints, the area where it is and its potential to me as clearly as possible. This way I was able to get a beautiful apartment for a good price. I will definitely come back to them. Highly recommended!"
Shabaan Durrani
Dubai was a big step for me
"As a dutch citizen, buying real estate in Dubai was a big step for me. But the guys from Nimani explained us every detail (including all the risks) and directly convinced me to invest in real estate in Dubai. Highly recommending Nimani!"
Sander
Excellent service
“Nimani Real Estate in Dubai offers excellent service and expertise. The team is highly professional and dedicated, making the entire buying or selling process run smoothly. The personal attention and knowledge of the local market make Nimani a reliable partner for real estate transactions in Dubai. We highly recommend Nimani!"
Idris & Flores
Nimani goes above and beyond
“Had an amazing experience with Nimani Real Estate. Their team is incredibly helpful and kind, guiding me through every step of the process. They go above and beyond to provide all the information I needed. If you're looking for a real estate partner that truly cares about your needs, Nimani is the way to go.”
Connor Berryman
Best real estate agents I met so far
“Great service from the men at Nimani! They provided us with in-depth information about the market development in Dubai and showed us plenty of off-plan projects. If you need a trustworthy partner, I can highly recommend them.”
Robbert K.
